Private health insurance and regional Australia

Since 1996 an increasing proportion of federal government spending on healthcare in Germany through the system of private health insurance (PHI) subsidies, preferred for Medicare and went to the direct financing of public health. A central reason for this policy is to increase the use of private hospitals and thus reduce pressure on public hospital services. However, the impact of this reform in the regions of Australia has not been addressed. An analysis of unpublished Australian Bureau of Statistics data show that regional Australians have private health insurance members substantial discounts. As a result, regional areas seem to receive government funding and much less on health compared with cities, as if those funds were allocated on a per capita basis. We postulate that the lowest level of participation in regional areas, mainly due to the limited availability of private hospital facilities, as PHI less attractive to rural Australians. We conclude that PHI has a vehicle line federal Health financing the potential to damage the structure of regional disadvantages Australian
more information
http://www.ncbi.nlm.nih.gov/sites/entrez?db=pubmed&uid=15777145&cmd=showdetailview&indexed=google
more information
http://www.ncbi.nlm.nih.gov/sites/entrez?db=pubmed&uid=15777145&cmd=showdetailview&indexed=google

Can you solve my problem

Can you solve my problem?

I got a offer letter and it is ok or wrong, Attention: Susil Kumar, We are in receipt of your mail, and signed contract letter and we acknowledge receipt and have filed same. We usually require new employees to report to our recruiting office here in Ghana for visa screening and processing of all required travel documents, for effective and early service we shall further proceed to the Australian Immigration Service for processing of working visa in a period of 5-6 working days and courier to candidates hard copy of working permit/ visa Approval letter, and candidates will be invited to Australian embassy in home country for final stamping of Australia PR work permit on candidates passport.
You are here provided with guidelines on further proceedings and Recruitment requirements; (1) On receipt of duly signed contract letters we expect to receive a full payment of $1,200 usd from candidates, described viz; · $250 usd for overnight international overseas courier service messrs DHL to courier you hard copy immigration documents, Travel insurance documents, employee company ID Card and other relevant · $600 usd first installment of our professional/translational charge. · $350usd international medical/flight insurance fee. (2) You are required to forward to us scanned copies of your international passport.
(3) A recent passport photograph.
(4) A detailed courier address for receipt of your documents.
(5) Scan copy of your degree certificate obtained. (Received)
On receipt of all these requirements, only then will we further proceeds to complete all your visa procurement with the Australia immigration. Our service charge is $1500(one Thousand five hundred US Dollars), In this case candidates will pay to us $600 as first installment now and balance upon them entry to their work place in Sydney Australia. And in the same condition & wrest $900 usd will be deducted from employee salary $100 in each month as above clear within 9 months. Note that with reference to employer Expatriate statutory decree section 3645 sub section 1b adopted by your employer, on completion of all processes, employees shall be duly reimbursed on all expenses incurred as regards processing of relevant travel documents along with their one month salary, entitlements/emoluments including Air tickets four days before employees embark on journey for job start. You are required to forward all payments to our processing officer with Bank TT transfer or Western Union Details Below: Name of Receiver: IFEANYI SUNDAY
Address: Accra Ghana
Secret question: How
Answer: Good
AMOUNT: $1,200 USD Bank Account Details:
Standard Chartered Bank
PO Box 768
Accra Ghana
Swift: SCBLGHAC
Account Name: Mrs Rose Awuah
Account Number: 0150443004500 Note that upon remittance of payment you are advised to send a scan copy of payment slip along with all required documents us and should be forwarded to employer for reimbursement purposes. Regards Oral Jean
Recruitment Consultant
Bloom Travels And Tours Limited
23 Lashibi rd, Accra Ghana
Email: o_voyages@yahoo.fr
+233248188835

Answer :
It's probably not a good idea to have all of the bank and other personal details on the internet!
Source : http://answers.yahoo.com/question/?qid=20081024030304AASkAqm

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Air purifiers in Australia are important to the health conscious population

Air purifiers in Australia are important to the health conscious population. The people in Australia are intent on the quality of the air that they breathe. The people and authorities have worked to provide rules and regulations to keep the air ...

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Source : http://www.reviewresearch.com/Air-Purifiers-In-Australia-Are-Important-To-The-The-Health-Conscious-Population-article_118623.html

PET INSURANCE...need info on good or bad experiences with pet health insurance for my 8yo dog-Opinions/Advice?

PET INSURANCE...need info on good or bad experiences with pet health insurance for my 8yo dog-Opinions/Advice?
Looks like it costs about $30-40ish/mo for my 8yo Australian Cattledog.He\'s in great health, but dont want any surprise $5k+ bills if he gets hit by car(he IS normally leashed)or otherwise injured.I\'m worried about spider bites,snake bites,coyotes,etc.We live in the mountains in AZ,so lots of creatures 2 come in contact with.I\'ve hit a few sites for pet insurance(the ASPCA offers a policy now too)and they all give sales-pitch-here\'s-why-u-don\'t-want-the-other-company lists...therefore,very confusing.Altho I\'d love a "pay for all/no yrly limits" policy if there was one,realistically hoping to find Catastrophic Coverage especially if it\'s cheaper per month(again,my main concern is to avoid a vet bill that could buy a car!So many horror stories out there!)Thanx in advance 4 any PERSONAL experience-both good & bad- &any ADVICE/OPINION...for BaiBai,who has had a very "ruff" life for 8yrs(rescued from Thailand,abused,etc.)NO WAY will I put this dog down if he needs surgery!
Answer :
I have VPI which is Veterinary Pet Insurance, I\'ve had this for about 2 years now. Its good and does pay in a reasonable amount of time, but watch the exclusions for previous conditions or congenital problems. Overall I\'ve been pleased with the company, customer service is excellent and they really try to help when you have a problem. My 2 year old German Shepherd got into a batch of pills for my other dog and ate roughly 15- 20 pills, long story short she survived but the bills totaled $2800. VPI reimbursed us for 1/2. Which is pretty standard after the per incident deductable. Best advice is do your homework, see what policy best fits your needs and ask lots of questions. I\'ve had many policies over the years and cheaper isn\'t always better.
Source : http://answers.yahoo.com/question/?qid=20080531000138AAXJQgp

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The Australian health system

The health system in Australia

Health systems differ from country to country. The health system in Australia is composed of Medicare and private health insurance. Here are some details to help you better understand how the Australian health system works and what it means to you.
Medicare

Medicare Australia is the public health system provides free or subsidized coverage for many of the costs of health care is available and has all Australian citizens and permanent residents of Australia.

Foreign visitors on temporary visas are not entitled to Medicare benefits, unless they are from a country that is a "reciprocal health agreements (RHCA) with Australia.
Health Reciprocal agreements (RHCA) with Australia

The Government of Australia has signed a RHCA with the governments of some countries, for people of these countries to access some of Medicare. These countries include Britain, Malta, Sweden, Finland, Italy, Norway, the Netherlands, New Zealand and the Republic of Ireland.

The amount of Medicare coverage for treatment immediately needed is limited, and the amount and period of coverage varies depending on which country they come from. To find out if you have access to Medicare and the amount and duration of coverage you are entitled to apply for Medicare.

If you are one of the RHCA countries except New Zealand and the Republic of Ireland, is entitled to a Medicare card reciprocity.

Note that even if you are eligible for Medicare under a reciprocal agreement with your country, you will be covered only relate to necessary medical treatment. This does not apply to treatment that is deemed not completed, elective, or treatment in a private hospital, and you will not be able to choose your own doctor in the hospital.

This is where you can help your private health insurance. We offer a number of foreign visitors, including greater control in choosing where to be treated, and treated you provide. Many of our cases for visitors from overseas coverage, providing cover for public and private hospitals, ambulance in full at the expense of doctors and specialists in private practice and extras to cover a wide range of health services including dental, optical, physiotherapy, massage and more.
to more clearly about this please visit this site
http://www.hba.com.au/public_insurance_sales/sa/content/overseas_visitors_australias_health_care_system.htm

Australian Health Insurance

Medicare is the name given to a German statutory health insurance. Make sure that people have free access to most hospital care and medical treatment were to be subsidized. If it is a private health system through a series of private health insurance system, funded by various organizations.

One of the largest companies in the Medibank Private. It is a part of the government, but again, who heads a government company that falls under a synonym listings or private health insurance they are registered.

There are private systems of health care based on charity insurance purposes even though they are not profit systems. There are those who have limited membership, only on a specific group, while most target membership of open system. In Australia, regulates the Insurance Act 2007 Private Health, private health insurance.

Private Health Insurance in the country works correctly in relation to the valuation of the municipality, with the premiums are not available through a previous history of a person's current health status or the pursuit of his age. A waiting period of more than one year from the fund for each type of disease, 6 months, if insurance was imposed since. A 12 month wait is the conditions that are related to obstetrics, with a waiting period of two months in any other benefit of the date of the person who brought in private health insurance.

The funds have a responsibility to eliminate or reduce waiting times in the cases of individual evaluations. While avoiding the possibility of conditions, although it is hedge funds with a negative selection that a sufficient number of individuals or groups from other funds or other means of obtaining from the meeting of the membership of the intention to have united, have submitted other funds. Benefits paid to the following conditions, pressure on the part of the premium for full membership in the Fund, including the defection of members and, ultimately, increases and causes a vicious circle.

There are many ways to maintain, which means it is not allowed, in terms of premiums, membership or services. These include religion, occupation, race, national origin, gender, and activities in their spare time. Premiums for the bottom product will be sold in different countries, even from one area to another and can vary completely focused on it.
more info about this please visit the site
http://www.disabled-world.com/medical/healthcare/australia-medicare/australian-health-insurance.php